Privacy Policy

Last Updated: 2024. Jurisdiction: Singapore (PDPA Compliance).

Disclaimer: This document is a template for informational purposes regarding emergency fund planning services in Clementi and does not constitute formal legal advice.

01. INTRODUCTION & DATA CONTROLLER

Welcome to Little Linen. We are committed to protecting your personal data and your privacy in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. This Policy explains how we collect, use, disclose, and protect your information when you visit our website to learn about emergency savings, Clementi living costs, and financial reserves.

The "Data Controller" responsible for your information is Little Linen, operating in Clementi, Singapore. For any inquiries regarding your data, you may contact our Data Protection Officer (DPO) at

02. DATA WE COLLECT

Category Types of Data Collected Purpose
Identity Data Name, surname, alias (if provided in forms). To personalize emergency fund reports and communication.
Contact Data Email address, phone number. To send calculation results or financial guides.
Financial Context Monthly expenses, debt levels, CPF status (anonymized/aggregated). To calculate 6-month reserve requirements for Singapore residents.
Technical Data IP address, browser type, location (District 05/Clementi specific). Website optimization and security monitoring.

03. LEGAL BASIS FOR PROCESSING

Consent

When you voluntarily provide your email to receive our "Singapore Living Expenses Breakdown" or "SG Fund Guide". You can withdraw consent at any time.

Contractual

Processing necessary to provide the specific financial calculation service you requested via our tools.

Legitimate Interest

To improve our Clementi-specific cost data and protect our site from fraudulent activities or cyber attacks.

04. COOKIE POLICY & TRACKING

We use cookies to enhance your experience, especially when using our "Quarterly Fund Review Process" tools. Cookies help us remember your preferences for local Singapore bank analysis.

Type Purpose Retention
Essential Necessary for site navigation and secure login. Session
Analytical Tracking user flow from "Debt Management" to "Savings Prioritization". 2 Years
Marketing Targeting relevant financial advice for Clementi residents. 1 Year

05. DATA SHARING & TRANSFERS

Little Linen does not sell your personal data. We may share information with:

  • Service Providers: IT hosting and analytics providers (e.g., Google Analytics).
  • Compliance: When required by Singapore law or the Monetary Authority of Singapore (MAS) in specific regulatory contexts.
  • Cross-Border: If data is transferred outside Singapore, we ensure it receives a standard of protection comparable to the PDPA through Standard Contractual Clauses.

06. YOUR RIGHTS UNDER PDPA

As a resident in Singapore, you have specific rights regarding your personal data:

Right to Access

Request a copy of the personal data we hold about you and how we use it.

Right to Correction

Correct any inaccurate or incomplete data concerning your financial profile.

Right to Withdraw Consent

Stop receiving our newsletters on "Income Protection" and "Risk Mitigation".

Right to Complain

Contact the Personal Data Protection Commission (PDPC) of Singapore if you feel your rights are violated.

Contact Information

To exercise your rights or ask questions about this policy, please reach out to our team at Little Linen:

Address: 441A Clementi Avenue 3, Singapore 121441
Email: Phone: +65 9871 2638